We Are In-A-Snap Lending, and We're Here To Help

Title Loans in Gainesville, Florida - In A Snap Lending

The expenses associated with time of the year may be causing problems with your budget, but you do not have to face your financial challenges alone. There is help available for you. If you have a clear title, you may be eligible for title loans Gainesville from In A Snap Lending.

Thousands of customers in Florida apply for and receive title loans from online title lenders. The thing that sets In a Snap Lending apart is our lightning fast application process and our competitive loan rates for title loans Gainesville.


Applying for title loans with In A Snap Lending is one of the easiest ways to get money if you need instant cash. Unlike loans from banks or credit unions, we do not have strict application guidelines that make you prove that you deserve our money.


You have to be at least 18 years old when you apply for the title loan. You must have a valid form of government-issued identification.


Your income must be from a source that provides you with regular payments. Many of our customers qualify if they have employment income, Social Security benefits, retirement income and business income.

Clear Title

All cars that are considered for title loans must have a free and clear title. If your car is being used as collateral for another loan, it must be repaid before you are able to get a loan with our company.

Registration and ID

The vehicle must be registered in you name. If you own the vehicle with other parties, they must sign for the title loan with you.

Next Steps

Once you have determined that you qualify for a title loan with In A Snap Lending, you can promptly apply for a loan with our company. You can apply for a title loan from any place that has internet access - home, office, smart phone or library.
Before you apply for the loan, you should gather your vehicle's registration, identification card and proof of income. During the application process, these items will be used to verify the information that is on the application. These are the quick and easy steps that will help you get your title loan cash.

  1.   Access the online application on this site. The application will require you to provide personal information such as you name, address, telephone number, vehicle make, model, year and mileage. It is important for you to provide complete and accurate information on your application. Incomplete and inaccurate applications will slow down the process.

  2.   Once the application is received, our title loan specialists will assess the value of your vehicle. If you meet the qualifications, you will receive a competitive offer for a title loan with In A Snap Lending based on your vehicle's value. This is a no-obligation offer, and the offer does not take effect until you sign the contract for title loans Gainesville.

  3.   If you decide to move forward with the offer, you will sign the title loan contract. You can receive your money in a few days.

About In A Snap Lending

Our company is a trusted lender in the title loan industry. Our offices are conveniently located in Gainesville, Florida, and we service customers throughout the state of Florida.

Title loans Gainesville from our company have helped people through financially challenging situations. Our customers use the money from title loans to pay expenses such as:

  • Utility bills
  • Tuition
  • Rent
  • Home repairs
  • Vacations
  • Automobile repairs
  • Fees

There is no limit to the things you can do with cash from a title loans. With extra cash, you can eliminate the stress that comes as a result of money problems.

How Title Loans in Gainesville, Florida Work

The reason title loans are easier to obtain is because of the way they are structured. Title loans are similar to home or property mortgages. Home mortgages use your house as collateral for the loan. With title loans, you vehicle is used to secure the loan.
When you sign a contract in Florida for a title loan, you provide our company with a copy of your vehicle's registration. The registration and contract are sent to the motor vehicle department in Florida.
Our company's name is registered as a lien holder on your vehicle and printed on your vehicle's title. Although our company does not own your vehicle, we do have a financial interest in it.
As long as the loan installments are paid according to the terms of the title loan contract, you can continue to enjoy the benefits of owning your car. If the car loan is not repaid according to the terms, our company can take legal action in order to recover the loan amount.
When the loan has been repaid in full, our company's name will be removed from your vehicle's title. You will receive an updated copy of your vehicle's title, and you will no longer be financially obligated to our company.

Through the Florida Title Loans Act, lawmakers have put regulations in place to protect costumers from predatory lending practices. According to this legislation, the following guidelines must be in place for all Florida title loans.

  •   All title loan contracts must be in writing.
  •   Interest rates are capped at 30 percent.
  •   Title loan contracts must be for 30 days. However, title lenders can extend the contracts in increments of 30 days.
  •   Lenders cannot charge a prepayment penalty

Title loans Gainesville are a great way to get your finances in order. To learn more about our title loan products or to apply for a loan, contact one of our title loan representatives.